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  • When should i start collecting cpp

    • Cpp at 60 vs 65 vs 70.

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    CPP Pension Payments 2025: Should You Start at Age 60, 65, or 70?

    Are you about to retire? One of the most important things you need to figure out is when to start receiving your Canada Pension Plan (CPP) payments.

    You will be able to start receiving the CPP payments between the ages of 60-70, which is a wide range that confuses a lot of Canadians.

    If you’re stressing out about what age to take your CPP pension, read on for a detailed breakdown.

    1. Comparison of CPP payout money you receive at 60, 65, and 70

    Below is a year-by-year comparison of how much CPP you will receive at 60, 65, and 70.

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    • For simplicity’s sake, I assumed a $1,000/month CPP payout at age 65.

    The amount you receive could be more, but more likely will be less. The average CPP payout is around $717.15/month, but the CPP max amount for 2023 is $1,306.57/month.

    Highlightsof the results:

    • If you live past age 74: You will earn more money if you start the CPP payout at age 65 than at age 60.
    • If you live past age 81: You will earn more money if you start the CPP payout at age 70 than at age

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